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A Homeowner’s Guide to Dealing with Ice Dams

A Homeowner’s Guide to Dealing with Ice Dams

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...

Quiz: Life Insurance Myths

Quiz: Life Insurance Myths

There are a lot of myths and misconceptions out there about life insurance, and you’ve probably heard most of them. We’ve put together a quick quiz to test your knowledge and help you better understand this important financial product. Give it a shot, and see if you’ve got the straight scoop on life insurance. Let's get started! How Well Do You Know Life Insurance?Question 1:...

How Long Does Term Life Insurance Last?

How Long Does Term Life Insurance Last?

Here’s an obvious statement: day-to-day living costs add up fast. That’s why life insurance is so important. It allows you to protect your loved ones when you’re gone.Think of the impact of losing not only your income but all the other contributions you make to the family.Could they cover the mortgage or monthly bills without you?Do you have enough saved to pay for funeral expenses?What...

How Do I Insure My Old Home?

How Do I Insure My Old Home?

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it and what’s the difference from...

6 Ways to Prevent Home Water Damage

6 Ways to Prevent Home Water Damage

It’s a fact of life that water backs up, overflows, floods and generally goes where it doesn’t belong.Are you worried about water ruining your home? If so, the following list can help you spot – and fix – some of the most common home water damage problems. Some you can tackle on your own, but others are best left to the pros.And since nothing is...